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Fixed indexed annuities (FIAs) can play an important role in your clients' retirement plans by offering growth potential, income for life, family future, protection from loss due to market downturns, and the option for a guaranteed lifetime income. Yet many clients are less familiar with annuities in general — and FIAs in particular — than with financial products such as mutual funds. What's more, because FIAs have features of insurance and growth potential, they can seem more complicated than they really are.
In this article, we answer five questions clients commonly ask about FIAs, so you can help them make more informed decisions about adding annuities to their retirement plans.
This information is brought to you by Athene — where innovative annuity solutions and unique interest crediting strategies are powered by unconventional thinking.